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Why Should You Invest in Shares?

When you look for long-term wealth creation, shares are the best investment choice for you. They outperform other investment products such as PPF, mutual funds, NSC, and Bank FD by a far margin. A glimpse at the share market live news will immediately give you a rudimentary understanding. Prices go up and down and investors sell and buy accordingly. Withstanding their ability to create long-term wealth, here are five other reasons to invest in shares. 1.    Dividends are Delightful When companies make profits, they pay their shareholders a sum out of their profits; it’s called dividends. Better the company performance, higher the dividends. 2.    High Liquidity One has the option to liquidate his or her earnings from the share markets with minimal effort. Unlike other investment products, shares do not have any lock-in period. You can cash your profits any time you want. 3.    You can diversify Investment in share markets is not restricted to a select few. From sm

All you need to know about Personal Loans!

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Personal loans are popular because of their easy availability. Now a days, taking a personal loan is just a click away. Be it a vacation, child education, medical emergency, home refurbishing or any other necessity, it comes handy during times of need. In simple words, it’s an unsecured loan taken by a person from a bank or non-banking financial company to meet his/her personal needs. Basically, it is provided on the basis of key criteria, such as repayment capacity, income level, credit and employment history. Unlike a car or a home loan, a personal loan is not secured against any asset. Besides, personal loans can be used for any personal financial need; it can be utilized for marriage related expenses, child’s education, renovating your home, meeting unexpected medical expenses, purchasing latest electronic gadgets or any other emergencies. Personal loans are also useful when it comes to down payment of new house, fixing your car and investing in business etc. Here is a low down o